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Personal Loan
Flexible personal financing for major expenses, emergencies, lifestyle needs and important life goals — with a clear approach to borrowing and repayment.
Fiduciary Wealth Advisors · USA
Wealth Management & Financial Planning, built around your life.
From your first home loan to your legacy plan — Bliss Finance Co designs fee-only, fiduciary strategies that turn income into security, and security into lasting wealth for families and businesses across all 50 states.
2,400+ households trust us with their future
Avg. Client Portfolio
+18.4% 3-yr annualizedHouseholds Served
2,400+ across 50 statesWGE Balanced Model · Live
2022Established · Cheyenne, WY
About Us
A newer firm with old-school discipline.
Founded in 2022 in Cheyenne, Wyoming, Bliss Finance Co was built on a simple frustration: too many Americans get product sales disguised as advice. We flipped the model. We're paid only by our clients, we put every recommendation in writing, and we measure ourselves by one number — the wealth our clients keep and grow.
Our vision is to become America's most trusted independent wealth partner — a firm where every family and founder, regardless of account size, has access to the caliber of planning traditionally reserved for institutions.
Our mission is to deliver conflict-free, fiduciary financial guidance that compounds: clear plans, disciplined portfolios, honest fees, and a relationship our clients are proud to pass down to their children.
Integrity FirstIf it isn't good for you, it isn't good for us.
Fee-Only ClarityNo commissions, no hidden spreads, ever.
Long-Term PartnershipWe plan in decades, not quarters.
StewardshipYour capital is treated like family capital.
- Fiduciary, always. Every recommendation must survive one question — would we do this with our own money?
- Plans before products. Strategy is written, reviewed and signed before a single dollar moves.
- Evidence over emotion. Portfolios follow data and discipline, never headlines.
- Radical transparency. Fees, performance and mistakes — all reported in plain English.
Why Choose Us
Advice you can audit. Results you can feel.
We rebuilt wealth management around transparency. Here's what that means in practice — and why clients from Miami to Seattle stay with us year after year.
Meet Your AdvisorTrue Fiduciary, In Writing
Every advisor signs a binding fiduciary oath. Your best interest isn't a slogan here — it's a contractual obligation you can hold us to.
Credentialed Specialists
CFP®, CFA and EA professionals on every engagement — no juniors learning on your dime, no call-center "advisors."
Flat, Published Pricing
Our fees are on this page. No percentage-of-assets creep, no commissions, no surprise "platform charges" on statements.
Home Finance Under One Roof
Mortgage readiness, refinancing math and down-payment strategy — most advisors ignore the biggest debt of your life. We plan for it.
Human Judgment + Modern Tools
Institutional-grade portfolio analytics and planning software, deployed by humans who answer the phone — usually the same day.
Security-First by Default
256-bit encryption, multi-factor access, custodial accounts held at independent qualified custodians — your data and dollars stay separated and safe.
Work Process
Four steps from uncertainty to a written plan.
No jargon, no pressure, no 40-page PDF you'll never read. Just a clear, repeatable process.
Step 01 Discover
A complimentary 45-minute consultation. We map your income, debts, home goals, retirement timeline and — most importantly — what money means to you. Zero cost, zero obligation.
Step 02 Design
Within 10 business days you receive your written plan: cash-flow design, investment policy, loan strategy, tax-aware structure and a prioritized action list in plain English.
Step 03 Deploy
We implement together — accounts opened, transfers coordinated, automations switched on, lender files prepared. You always approve every move before it happens.
Step 04 Review
Quarterly check-ins, an annual full re-plan, and unlimited secure messaging between. Life changes; your plan changes with it.
Our Services
Six financial solutions. One smarter financial strategy.
Explore our complete range of lending, wealth, tax and insurance services designed around your financial goals.
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Credit Loan
Credit-based financing solutions tailored to your borrowing needs, helping you understand available options, repayment terms and overall borrowing costs.
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Mortgage Loan
Home financing guidance from mortgage readiness and loan selection to affordability planning, helping you approach your home purchase with confidence.
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Wealth & Investment Planning
Goal-focused wealth strategies covering investments, portfolio planning, retirement preparation and long-term financial growth based on your objectives.
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Tax Advisory
Practical tax planning and advisory support to help you understand tax obligations, identify planning opportunities and make more informed financial decisions.
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Insurance Service
Protection planning for your life, family, health and assets, helping you evaluate coverage needs and build a stronger financial safety net.
Pricing & Packages
Honest pricing, published plainly.
Choose a one-time written plan or ongoing advisory. Every option is fee-only — we never earn a cent from commissions.
Foundation
For motivated DIYers who want an expert-checked roadmap.
$490 / one-time
- Full written financial plan (10 days)
- Cash-flow & savings architecture
- Debt & credit action plan
- One 60-min plan walkthrough
- Ongoing portfolio management
Most Chosen
Fiduciary
Complete planning plus ongoing investment management.
$890 / one-time
- Everything in Foundation
- Home loan & refinance strategy
- Managed investment portfolio
- Quarterly reviews + unlimited messaging
- Annual tax-planning session
Private Client
For business owners, executives and multi-generational families.
$1,890 / one-time
- Everything in Fiduciary
- Business succession & entity strategy
- Estate & legacy coordination
- CPA & attorney collaboration
- Dedicated senior advisor team
All plans include our fiduciary oath in writing · Cancel ongoing advisory anytime, no penalties · First consultation is always free.
Service Booking
Reserve your free strategy session.
45 minutes with a senior advisor, completely free and completely pressure-free. You'll leave with at least two actionable insights — whether or not you ever hire us.
- Same-week availability — most clients are seen within 3 business days.
- Virtual or phone — serve all 50 states from our Cheyenne office.
- No preparation needed — bring questions, not paperwork.
Reviews & Testimonials
What clients across America say.
FAQ
Questions, answered honestly.
Every advisor at Bliss Finance Co signs a binding fiduciary oath, and our engagement letter obligates us legally to act in your best interest at all times. We're happy to send you the signed document before you commit to anything.
100% fee-only. Flat fees for one-time plans and fixed monthly fees for ongoing advisory. We receive no commissions, no referral kickbacks, no revenue sharing from fund companies or lenders — nothing.
No. Some of our best client stories started with a $3,000 emergency fund and a goal. Our Foundation plan was designed exactly for people building from the ground up.
Yes — we serve clients in all 50 states and Washington, D.C. via secure video and phone. Our Cheyenne office is home base, but geography has never limited our client list.
We don't lend — and that's deliberate, so our loan planning advice stays unbiased. We prepare your finances, documents and borrowing strategy, then coordinate directly with lenders of your choosing so you compare offers from a position of strength.
All data is encrypted in transit (256-bit TLS) and at rest, access is multi-factor restricted, and investment accounts are held at independent qualified custodians — we can never physically hold your money. Full details are in our Privacy Policy.
Within 10 business days of your Discovery session. Complex business or estate engagements may take up to 15 — and we'll tell you that upfront, not as a surprise.
We don't sell products. If insurance or an annuity genuinely fits your plan, we specify exactly what to buy and connect you with vetted providers — while we stay on the advisory side, conflict-free.
Absolutely — it's built into our Private Client tier, and available to any client on request. Good planning happens at the intersection of investments, taxes and law, so we collaborate by default, with your written permission.
Anytime, with 30 days' written notice and zero exit penalties. Your accounts remain in your name at the custodian — we never trap client assets. We'd rather earn your business monthly than lock you in annually.
Your Next Move
Let's design your next decade of wealth.
One conversation. Forty-five minutes. A clearer financial future — or your money back on every plan we've ever written.
Contact Us
Talk to a real advisor today.
Phone
(970) 353-6642Office
5016 Foxen Ct, Cheyenne,
Wyoming 82001, USA
Office Hours
Monday – Friday · 8:30 AM – 5:30 PM Mountain Time
Virtual appointments available across all U.S. time zones.